Newark Credit Card Fraud Lawyer

Credit Card Fraud Attorney in Newark, NJ

Criminal offenses associated with credit card fraud demand immediate attention. If you have learned that the state or federal government has charged you with a financial crime, then you need to retain a Newark credit card fraud lawyer immediately. The evidence the state or federal government may use against you includes bank statements, text messages, and email communications, and sometimes, recorded telephone calls. A criminal defense attorney, who is experienced in handling these types of criminal matters, can advise you properly on the necessary steps to take in a criminal investigation or charge, and can scrutinize these and other forms of evidence.

The team at LGR Law, LLC has years of experience working on complex legal matters involving state and federal credit card fraud charges. If you are searching for an experienced legal advocate, contact us today to schedule a consultation. We enjoy helping clients understand the nature and extent of their particular charges while informing them of the next steps they should take to defend against these charges and ensure their freedom.

The Consequences of a Credit Card Fraud Conviction In New Jersey can be Severe.

Credit card fraud is a serious criminal offense under New Jersey and Federal law. Specific credit card fraud charges may be classified as a third-degree felony or a fourth-degree felony in the state. The state may charge a criminal defendant with multiple offenses based on a series of financial transactions, as can the federal government. The following are some of the most common consequences of being convicted of credit card fraud in New Jersey in either state or federal court:

• A period of incarceration in a state prison
• Probation
• Community service
• Mandatory restitution
• Difficulty securing loans or obtaining credit of any kind
• Loss of job and ability to obtain employment
• A felony conviction on your record – sometimes permanently
• Restitution and Forfeiture

A felony conviction may also damage your reputation. It can also make it more difficult for you to obtain stable housing, and may take away certain civil rights, such as the right to vote or hold public office.

Common Actions Constituting Credit Card Fraud in New Jersey

In the State of New Jersey, third-degree credit card fraud is typically associated with a range of activities. An individual may use a stolen, altered, or fictitious credit card and be charged with credit card fraud. Also, a defendant may be indicted if they forge, alter, or counterfeit a credit card with the intent to defraud others. Some credit card fraud cases arise when a person is in possession of materials or equipment used to forge credit cards.

Fourth-degree credit card fraud charges typically arise from conduct involving the selling of credit cards that the defendant stole from another person. A defendant may also be charged with fourth-degree credit card fraud if they use a credit card as security for a loan or make false statements in order to receive a credit card.

The evidence the state must use to prove every element of a criminal offense needs to be scrutinized by an experienced attorney. Fraud is distinguished by a legal term known as scienter, which means intent to deceive or reckless disregard for the truth when committing an act. A skilled criminal defense lawyer can work to negate this element and assert that the defendant did not possess the requisite intent to deceive.

Diversionary Programs and Pre-Trial Intervention

First-time offenders who are convicted of credit card fraud in New Jersey may apply for pre-trial intervention. If a defendant completes the terms and conditions of their probation, the charges may be dismissed at the conclusion of the probationary term. The majority of defendants who participate in a pre-trial intervention program may be required to pay restitution to the defrauded victims.

The federal government and classification of felony charges arising from credit card fraud charges is much different than the state.  In either event you need an experienced and seasoned criminal defense attorney familiar with representing people who are charged or threatened with charges involving credit card fraud.

If you have questions about the additional requirements of diversionary programs and pre-trial intervention, or about either federal or state credit card fraud charges, then you should contact a criminal defense attorney who can advise you of the relevant options available to you.

Hire a Credit Card Fraud Lawyer

Credit card fraud charges are complex, and many clients may not understand all the details regarding specific criminal offenses. If you need legal representation involving credit card fraud charges or an investigation that you have been informed of, then you need to hire an experienced credit card fraud lawyer to guide you through the criminal process and obtain the best result for you. You should hire LGR Law, LLC.

About LGR Law, LLC

Lorraine Gauli-Rufo earned her law degree from Seton Hall University and graduated second in her class.  Ms. Gauli-Rufo worked for several years at LeBoeuf Lamb Greene and MacRae, which was one of the largest law firms in the world when she worked there. She also worked as an assistant federal public defender, where she gained extensive trial experience while working on a diversity of criminal cases. Ms. Gauli-Rufo handles many cases involving wire fraud, mail fraud, money laundering, bank fraud, securities fraud, and credit card fraud.

Newark State and Federal Court System

The Newark, New Jersey court system includes the Essex County Veterans Courthouse for state criminal cases, the Martin Luther King Jr. Federal Courthouse at 50 Walnut Street for federal, as well as the US Post Office and Federal Courthouse for federal cases.

Reach Out to a Credit Card Fraud Lawyer in Newark to Schedule a Consultation

Credit card fraud allegations in New Jersey should be addressed quickly. If you have been accused of a financial crime regarding the use of a credit card, then you should focus on developing a plan to defend your legal rights. Retaining legal counsel is a necessary and an effective step to take when you are trying to defend against such charges, protect your freedom, and shield your reputation and your financial health.

The criminal defense attorneys at LGR Law, LLC understand how psychologically stressful and emotionally painful it can be to face criminal charges. If you are seeking a Newark credit card fraud attorney, then contact us today to schedule a consultation.   We will analyze the facts of your case and advise you on the steps you need to take to ensure your freedom and protect your rights! You are not alone at this time, and our team is here to help you every step of the way.

Lorraine Gauli-Rufo

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973-239-4300

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